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Unity Bank

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Image: Unity ank Logo


In January 2006, nine (9) financial institutions with expertise in corporate banking, retail banking, as well as investment banking, came together to form Unity Bank Plc.


Unity Bank (Nigeria) is a large financial services provider in Nigeria. As of February 2009, the bank was the seventh (7th) largest commercial bank, by branch network, with 221 networked branches scattered in all parts of the country. Headquartered in Abuja, Nigeria's capital city, Unity Bank also maintains an operations base on Victoria Island, in Lagos, Nigeria's commercial capital.

Unity Bank Group

Unity Bank Plc., is the flagship institution of the Unity Bank Group. Other members of the financial services group include:

  • Unity Capital & Trust Limited
  • Caranda Management Services Limited
  • Unity Registrars Limited
  • Northlink Insurance Brokers Limited
  • Newdevco Investments & Securities Limited
  • UnityKapital Assurance Plc.
  • Pelican Prints Limited
  • Unity Bank BDC
  • Hexali Properties Limited

About Us

We are one  of Nigeria's leading retail banks. We emerged from the largest merger and  consolidation in Nigeria's banking industry. Following the banking  consolidation spearheaded by the Central Bank of Nigeria (CBN), nine financial  institutions with competences in investment banking, corporate and retail  banking came together in January 2006 to form Unity Bank Plc.

We have 242  business offices spread across the country and are continuously increasing this  number. We are Nigeria's 7th largest bank by business locations. Our Head  Office is at 785, Herbert Macaulay Way, Central Business District, Abuja, while  the Head Office Annexe is at 290A Akin Olugbade Street, Victoria Island, Lagos.

Unity  Bank is one of the largest employers of labour in  Nigeria and a major contributor to its gross domestic product (GDP). The Bank  and its associate companies employ over 5,000 people. As at December 2010, our Shareholders  Funds stand at N44.153 billion.


Our Vision
To be one  of the top 25% Banks in Nigeria by 2016

Our Mission
To create  superior wealth for our stakeholders 

Our Core Values
Teamwork - all  levels of staff within the bank work together to ensure our commitments to  stakeholders are delivered
Passion - we are  driven by the desire to exceed the qualitative and quantitative expectations of  our customers
Resourcefulness - our people are ingenious and imaginative in seeking  solutions to issues
Integrity - our  people are forthright in all their dealings with internal and external  customers and partners
Dependability - the  bank's stakeholders can always count on its reliability and loyalty
Empathy - Unity  Bank holds itself to the enduring principle of showing respect and compassion  to all
Excellence - we seek  to create and raise standards in our dealings

Our Board of Directors

Alhaji Nu'uman Barau  Danbatta, OON    
Ado Y. Wanka                                         .......
Managing  Director
Rislanudeen Muhammad                          
Executive Director (North  West)
Ahmed Yusuf                                   ..............
Executive  Director (Risk Mgt. & Controls)
Ismaila Galadanchi                                     ..
Executive  Director (Central)
I. T. Mohammed                                 ...........
Executive  Director (IT & Operations)
Lanre Elisha Fagbohun                            ..
Executive Director  (Lagos & West)
Engr. Ahmed Ibrahim                                  
Non-Executive Director
Alhaji Aminu Babangida                              .
Non-Executive Director
Mr Thomas Etuh                                          
Non-Executive  Director
Alhaji M. A. Kaugama                                 ..
Non-Executive  Director
Engr. Oluseun Mabogunje                          .
Non-Executive Director
Dr Oluwafunsho Obasanjo                        
Non-Executive Director
Mr Hakeem Shagaya                                  
Non-Executive  Director
Alhaji Gimba Ibrahim                        ...........
Non-Executive  Director (Independent)
Mr Gboyega Asabia                           ...........
Non-Executive  Director (Independent)
Aisha Azumi Abraham                                  
Company Secretary

Our  Banking application, ‘BANKS’ runs on the latest Oracle 11g platform with  capability for multiple sequences and responses. The application is highly  integrated and embedded with Straight-Through-Processing (STP) features  deployed in web-enabled architecture. The application is sitting on the  state-of-the-art Real Application Cluster (RAC) servers. This has made it  possible for all our 242 branches to provide services 24/7 online real time as  they are linked via a robust network platform comprising fibre optic, high  speed RADIO and VSAT.

Other  applications deployed include:   

  • RTGS - For  interbank transactions;  
  •  E-FASS - To cater  for all regulatory returns;   
  • T-24 - CBN  Based Banking Solution;
  • SWIFT - To  facilitate all international transfer operations;
  • ACI Software - an  anti money laundering software;
  • Oracle E-Business  suite (ERP) – For Human Capital Management issues;  
  • E-Payment – To  facilitate payment to federal contractors and civil servants;
  • PBviews and  Intelliviews - To cater for our Bank Performance and Management Systems which  includes the staff performance appraisal and the Enterprise Performance  Appraisal;
  • Postilion Real-time  - ATM Switching Software;
  • Postilion Office -  ATM Reporting Tool;
  • Post Card - ATM  Card Management Solution;     
  • Etranzact – An  E-Banking Solution;
  • PayDirect – To  enable collections such as those for PHCN, DSTv, etc;
  • Unity Explorer – To  enable Card Management and Transaction Alert Registration;
  • Human Capital  Portal – For staff ID Card Application, Leave Processing and Staff Search;
  • Web School - School  Collection Portal which allows for school fees payment, registration, result  checking etc;
  • E-Recruitment – For  Nigerian Army recruitment exercise;  
  • Enterprise  Information Management (EITM) – To monitor the bank’s Network, Infrastructure  bank wide and User Management;
  • E-Policy -  Enterprise Security Solution;
  • Lotus Domino – For  electronic Mailing and Chatting;
  • Business Object -  For Management Information System Reporting;      
  • Unity Portal - For  Enterprise Information Sharing;
  • Western Union Money  Transfer

Our Associate Companies
As the Nigerian financial sector grows, we  are gradually transforming into a financial supermarket with associate  companies covering Insurance, Pensions Fund Management, Share Registration  and Stock broking. In this regard, our associate companies are as follows.

  • Unity Capital & Trust Limited
  • Caranda Management Services LTD
  • Unity Registrars LTD
  • Northlink Insurance Brokers LTD
  • Newdevco Investments & Securities LTD
  • UnityKapital Assurance PLC
  • Pelican Prints LTD
  • Unity Bank BDC
  • Hexalix Properties Limited
  • Kakawa Discount House LTD
  • First Securites Discount House LTD
  • Banque Internationale Du Benin, Cotonou, Benin Republic
  • African Export-Import Bank, Cairo, Egypt
  • ICHL Nig LTD

New Corporate Identity
Unity Bank changed its corporate identity at  the end of 2009. We modified our corporate signature and changed our colour  schemes to create a refreshing “look and feel.” Our new primary colours, graphite and lemon sky, also capture the essence of the distinctive attributes  and values that define the way we run our business. Moreover, it embodies our  new culture that is defined by competent talent and quality service.
The change in our corporate identity has resulted  in significant alterations to the architecture of our business premises to  create natural warmth, which dilutes the rigid seriousness that is peculiar to  most business environments. This provides a welcoming and caring atmosphere for  our customers.

Operational  Structure
The Bank’s business  operation is divided into five zones and an Executive Director or a Zonal Head is  in charge of each zone:

  • Abuja Central Zone        Ismaila Abdulllahi Galadanci,  (Executive Director)                       
  • Lagos and West Zone   Lanre Elisha Fagbohun,  (Executive Director)
  • North, North Zone          Rislanudeen Muhammad, (Executive  Director)                 
  • South, South Zone        Patricia Nwaiwu (Zonal Head)
  • North East Zone            Usman Abaji (Zonal Head)

We have twenty one (21) regional offices  and five (5) business development offices. They are located in Bauchi,  Maiduguri, Adamawa, Benin, Port Harcourt, Asaba, Abuja Central, Garki, Minna, Lafia, Apapa, Ikeja, Ibadan, Victoria Island, Akure, Sokoto, Kano North, Kano  South, Kaduna, Katsina, Dutse, Enugu, Uyo, Lokoja, Lagos Island and Yaba. This  helps the bank to maintain one of the fastest decision-making processes in the  industry today.     

Our e-Banking department has  a bouquet of e-products and solutions to drive our retail banking initiatives.  To enhance service delivery, we have deployed 144 active and functioning ATM machines across the six geopolitical zones of the nation. 

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