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Guaranty Trust Bank plc Victoria Island, Lagos State, Nigeria

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Guaranty Trust Bank plc was incorporated as a limited liability company licensed to provide commercial and other banking services to the Nigerian public in 1990. The Bank commenced operations in February 1991, and has since then grown to become one of the most respected and service focused banks in Nigeria.

In September 1996, Guaranty Trust Bank plc became a publicly quoted company and won the Nigerian Stock Exchange President's Merit award that same year and subsequently in the years 2000, 2003, 2005, 2006, 2007, 2008 and 2009. In February 2002, the Bank was granted a universal banking license and later appointed a settlement bank by the Central Bank of Nigeria (CBN) in 2003.

Guaranty Trust Bank undertook its second share offering in 2004 and successfully raised over N11 billion from Nigerian Investors to expand its operations and favourably compete with other global financial institutions. This development ensured the Bank was satisfactorily poised to meet the N25 billion minimum capital base for banks introduced by the Central Bank of Nigeria in 2005, as part of the regulating body's efforts to sanitize and strengthen Nigerian banks.

Post-consolidation, Guaranty Trust Bank plc made a strategic decision to actively pursue retail banking. A major rebranding exercise followed in June 2005, which saw the Bank emerge with improved service offerings, an aggressive expansion strategy and its vibrant orange identity.

In 2007, the Bank entered the history books as the first Nigerian financial Institution to undertake a US$350 million regulation S Eurobond issue and a US$750 million Global Depositary Receipts (GDR) Offer. The listing of the GDRs on the London Stock Exchange in July that year made the Bank the first Nigerian Company and African Bank to be listed on the main market of the London Stock Exchange.

In December 2009, Guaranty Trust Bank successfully completed the first tranche of its $200 million corporate bond targeted at increasing the depth of its operations in West Africa and Europe in the next couple of years.

In May 2011, he Bank successfully launched a US$500 million bond - the first non-sovereign benchmark bond offering from sub-Saharan Africa (outside South Africa), to the international community. The highly successful offering which matures in 2016, went further to show the international finance community's believe in the GTBank brand.

Guaranty Trust Bank plc is a foremost Nigerian financial institution with vast business outlays spanning Anglophone West Africa and the United Kingdom. The Bank presently has an Asset Base of over 2 Trillion Naira, shareholders funds of over 200 Billion Naira and employs over 5,000 people in Nigeria, Cote dIvoire, Gambia, Ghana, Liberia, Sierra Leone and the United Kingdom.

The Bank has a corporate banking bias and strong service culture that have enabled it record consistent year on year growth in clientele base and key financial indices since its inception in 1990.

Today, backed by its growing regional spread and strong domestic franchise, Guaranty Trust Bank's business ties extends across all continents to include over 15 overseas correspondent banks and finance institutions which include HSBC, Citibank, Bank of China, JP Morgan Chase and Deutsche Bank, Afrexim Bank, and BNP Paribas.

The Bank's association with foremost international brands has also resulted in collaborations with institutions like Tate Britain, Nokia, Swiss Red Cross, the Greater London Authority, The Prada Foundation and The Commonwealth Business Council amongst others.

Guaranty Trust Bank plc has over the years, acquired an enviable reputation built on a solid foundation of integrity, professionalism, value adding service delivery and excellent corporate governance. As a publicly quoted company with a highly diversified ownership structure, the Bank is committed to improving shareholder value through transparent best business practices.

In addition to the principles of the "Code of Corporate Governance for Banks in Nigeria Post Consolidation" issued by the Central Bank of Nigeria (CBN), and the Securities and Exchange Commission's "Code of Best Practices", the Bank benchmarks itself against international best practices. The Code of Corporate Governance of Guaranty Trust Bank plc (revised in January, 2011), provides the basis for promoting the highest standards of corporate governance in the Bank.

The Bank is governed by a framework that facilitates checks and balances and ensures that appropriate controls are put in place. The Corporate Governance rubrics of the Bank are designed to ensure accountability of the Board and Management to stakeholders.

The business of the Bank is driven by the Board of Directors which exercises its oversight function through its various Committees, namely; the Board Risk Management Committee, Board Credit Committee and the Audit Committee of the Bank.

Through these Committees, interactive dialogue is employed to set broad policy guidelines, and to ensure the proper management and direction of the Bank on a regular basis. In addition to the Board Committees, there are three Management Committees; Assets and Liability Committee, Management Credit Committee and Criticised Assets Committee to ensure effective and good Corporate Governance at the Management level. These are the Committees which form the bedrock for the long-term professional management of the business of the Bank.

The Board of Guaranty Trust Bank plc is comprised of Fourteen (14) members, including the Chairman, Managing Director, Deputy Managing Director, Four (4) Executive Directors and Seven (7) Non-Executive Directors. The roles of the Chairman and Chief Executive are separate. The Bank's Board is made up of a crop of seasoned professionals who have excelled in their various fields cutting across banking, oil and gas and law.

The Non-Executive Directors have the requisite integrity, skills and experience to bring independent judgment to bear on Board deliberations and discussions. The Board is responsible to shareholders for creating and delivering sustainable shareholders value through the management of the Bank's business. The Board is accountable to shareholders and is responsible for the management of the Bank's relationships with its various stakeholders. The Board accordingly determines the strategic objectives and policies of the Bank to deliver long-term value, providing overall strategic direction within a framework of rewards, incentives and controls.


                                Segun Abgaje (AMDGTbank)

The Brand

Guaranty Trust Bank is a friendly brand that truly cares and this permeates through every sphere of our business. We have a value system that is hinged on professionalism, ethics, integrity, and superior customer service. We maintain a culture of excellence and go to great lengths to actualize the popular phrase; The Customer Is King.

Our style of operation, staff conduct and service delivery models are built on 8 core principles aptly dubbed; The Orange Rules in line with the Bank's vibrant Orange corporate colour.


Why Orange?

  • It is a joyous colour
  • Frees and releases emotion
  • Evokes a feeling of warmth
  • Demands attention
  • Stimulates the mind
  • Orange indicates a person who is sociable and loves to be in the company of others.
  • A person who has loads of energy, exciting and fun to be with.
  • Orange relates to a person who has great practical-hands on-skills.
  • Orange personalities are friendly, ready smile, respond positively and fluent if not profound in speech.


They are good-natured and gregarious and do not like to be left alone. 


Segun Agbaje

Managing Director / CEO

Cathy Echeozo

Deputy Managing Director

Wale Oyedeji

Executive Director - Head, Corporate Bank

Olutola Omotola

Executive Director - Head, Corporate Services Division

Ohis Ohiwerei

Executive Director - Head, Lagos Island Division

Demola Odeyemi

Executive Director - Head, International Banking, Group Co-ordination and Planning

Aderonke Kuye

General Manager - Head, Transaction Service Division

Aku Pauline Odinkemelu

General Manager - Head, South-South Division

Bolaji Lawal

General Manager - Head, E-Business Division

Dan Shuaib

General Manager - Head, Public Sector Division (North-Central)

Dare Adeyeri

General Manager - Chief Information Officer

George Uwakwe

General Manager - Head, Enterprise Risk Management Division

Kafilat Araoye

General Manager - Head, Human Resource Division

Tayo Asupoto

General Manager - Head, Operations Division

Lola Odedina

General Manager - Head, Communication and External Affairs Division

Miriam Olusanya

General Manager - Head, Wholesale Banking Division

Siraj Abdullahi

General Manager - Head, North-West Division

Adeola Ogunyemi

Deputy General Manager - Head, Retail Division (Lagos Mainland)

Adetunji Oduntan

Deputy General Manager - Head, Energy (Mid Stream)

Femi Akerewusi 

Deputy General Manager - Head, Lagos Mainland Division

Bayo Veracruz

Deputy General Manager - Head, International Settlement

Bolade Jegede

Deputy General Manager - Lagos Island 1

Dawodu Akintunde

Deputy General Manager - Head, Administration

Don Ogbonna

Deputy General Manager - Head, South-East Division

Haruna Musa

Deputy General Manager - Head, North-East Division

Ibukun Odegbaike

Deputy General Manager - Head, Retail Division (Lagos Island)

Isa Omagu

Deputy Genral Manager - Head, Telecommunications Group

Lara Ogunlaja

Deputy General Manager - Head, Syndicated Corporate Finance Group

Morayo Oyeleke

Deputy General Manager - Transaction Services Group (Lagos Mainland 1)

Segun Fadahunsi

Deputy General Manager - Head, Systems and Controls Division

Simi Osinuga

Deputy General Manager - Head, E-Business and Card Services Group

Abba Musa

Assistant General Manager - Head, SME Division (Abuja)

Babalola Bosede

Assistant General Manager - Head Transaction Services (Lagos Mainland 3)

Banji Adeniyi

Assistant General Manager - Head, Financial Control Group

Abdullah Oyedotun Oyedeji

Assistant General Manager - Head, Public Sector Division (South-West)

Deji Oguntonade

Assistant General Manager - Head E-payment Solutions Group

Ikenna Anekwe 

Assitant General Manager - Head, Commercial Banking Group (Lagos Mainland 3)

Jubril Adeniji

Assitant General Manager - Head, Commercial Banking Division (Abuja)

Kola-Daisi Dele

Assistant General Manager - Head, Total Quality Management Group

Mary Ahukanna

Assistant General Manager - Head, Commercial Banking Group (South-South 3)

Olumide Oguntuase

Assistant General Manager - Head, Credit Risk Administration

Osamudiame Ayanru 

Assistant General Manager - Head, Energy Group 1 (Downstream)

Sylvia Nwakwue

Assistant General Manager - Transaction Services Group (Lagos Island)

Olusina Ayegbusi

Assistant General Manager - Head, IT Business Support Group

Paul Abiagam

Assistant General Manager - Lagos Island Division

Sean Ogunseinde

Assitant General Manager - Head, Energy Group 2 (Upstream)

Tunji Fabamigbe

Assistant General Manager - Head, Maritime

Tokunbo Akinsowon

Assistant General Manager - Head, GT Projects

Usman Aliyu

Assistant General Manager - Retail Division (North-East)

Yewande Ige

Assistant General Manager - Head Retail Division (South-West)



Phone 234 700 48266 6328
Website http://
Address 635 Akin Adesola, Victoria Island, Lagos State, Nigeria


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