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Enterprise Bank Limited Victoria Island, Lagos


Business Directory » Banking / Finance » Banks
Lagos

About Enterprise Bank Limited (EBL)

Enterprise Bank Limited (EBL) received a license to operate as a commercial bank from the Central Bank of Nigeria (CBN) on August 5, 2011. The bank has a capital base of N29.8 billion and an asset base of about N280billion. This immediately gives the new bank a strong competitive edge among the comity of strong banks in the country.

With a vision to be the preferred bank for value creation and a mission to delight our stakeholders through a highly motivated workforce using innovative solutions, EBL is set for rapid growth and eventual emergence as one of the most efficient banks within the shortest possible time.

The bank’s Board is chaired by Mr. Emeka Onwuka and Mr. Ahmed Kuru leads the Management team as Managing Director/Chief Executive Officer. The Management team has in-depth knowledge in banking and is deeply passionate about upholding high tenets of corporate governance and best practices. The Executive Management team includes Mrs. Louisa Olaloku (Risk Management), Mrs. Nneka Onyeali-Ikpe (Lagos and South), Mr. Aminu Ismail (Services), Mr. Niyi Adebayo (Corporate and Investment Banking) and Mr. Audu Kazir (Abuja and North).

Accordingly, EBL will further focus on such time honoured values as service excellence, professionalism, integrity, respect for the individual, innovation and team work in ensuring that all stakeholders derive satisfaction in their various dealings with the bank.

EBL’s strategy is to build a strong brand and a highly visible, virile and profitable financial institution, which leverages the best available technology and highly committed staff while providing a wide range of products with great emphasis on efficient and exceptional services to customers.

The collection of products and services that span retail, corporate, commercial, investment, public sector and electronic banking services, delivered through a network of over 160 branches nationwide have been carefully designed to delight all our customers.

Ahmed-Kuru MD Enterprise-Bank-Limited

Specialties:

This business group targets primarily individual customers from infant to old age. Product and services offered are specially tailored to meet the peculiar banking needs of each segment.

Current Accounts

Elite Current Account: Elite Banking Current Account is our all new proposition offering targeted at the high net worth segment of the market. It is a range of products and services specially designed to cater to the financial and lifestyle needs of these clients through personalized and efficient service delivery. 

Features and Benefits

    • Attractive interest on credit balances
    • Opening Balance ₦1,000,000.00
    • Minimum Operating Balance ₦500,000.00
    • Free Lifestyle card
    • Access to Platinum MasterCard credit card and its benefits
    • Access to Elite Lounges @ select branches
    • Free access to Internet and Mobile Banking
    • Zero COT (Commission on Turnover) – subject to maintenance of required minimum balance
    • Free unlimited SMS alerts on transactions
    • Free Initial cheque book
    • Daily ATM withdrawal limit of up to ₦250,000.00
    • Lifestyle Services
    • Airport Lounge Services
    • Access to:
  • Mortgage loans
  • Education Loans (for your child/ward)
  • Personal loans

COTPLUS (Silver/Gold)



The product is classified into:

  • COT Plus (Silver)
  • COT Plus (Gold)

Features and Benefits (Silver)

  • Minimum operating balance of ₦250,000.00
  • Zero COT on all withdrawals provided the minimum balance is maintained
  • Non-borrowing account but with full current account status
  • Verve card, telephone banking and access to other e-Banking channels

Features and Benefits (Gold)

  • Minimum operating balance of ₦500,000.00
  • Zero COT on all withdrawals provided the minimum balance is maintained
  • COT paid to customer (conditions apply)
  • Verve card, telephone banking and access to other e-Banking channels

 Savings Accounts

Enterprise Save: This is a Savings Account that caters for the needs of customers within the Mass Market Segment only. 

Features and Benefits

  • Savings Account i.e. owner-operated only, no cheque book
  • Minimum opening balance of ₦1000
  • Minimum operating balance of ₦500
  • Verve card and other e-Banking channels

Enterprise Stars (For kids and Teens)

Enterprise Stars Account is children’s Savings Account, classified into:

  • Enterprise Stars (Kiddies) - For children between the ages of 0 – 12
  • Enterprise Stars (Teens) – For teens between the ages of 13 -19

KIDDIES

  • Opening balance of ₦5000.00
  • Minimum operating balance of ₦2000.00
  • Education loan (conditions apply)

TEENS

  • Opening balance of ₦5000.00
  • Minimum operating balance of ₦2,000.00
  • Education Loan (conditions apply)

Other Benefits

  • Attractive interest rate
  • Standing order payments allowed
  • Access e-banking service

Enterprise Savings Plus

 Enterprise Savings Plus is a hybrid account with checking convenience of a current account.
The product is classified into:

  • Enterprise Saving Plus (Regular)
  • Enterprise Savings Plus (Silver)

 

Features and Benefits

Regular

  • Opening balance of ₦10,000.00
  • Minimum operating balance of ₦5,000.00
  • Customized non-clearing cheque book
  • Lodgment of cheques and dividend warrants
  • Third party withdrawal allowed within Enterprise Bank branches
  • Verve card and other e-Banking channels
  • Standing order payments
  • Attractive interest rate

 

Silver

 

  • Opening balance of ₦50,000.00
  • Minimum operating balance of ₦10,000.00
  • Holiday loan (Conditions apply)
  • Customized non-clearing cheque book
  • Lodgment of cheques and dividend warrants
  • Third party withdrawal allowed within Enterprise Bank branches
  • Verve card and access to other e-channel options
  • Attractive interest rate

Term Deposits and Others

No Tension

  • Tenured deposit account with high interest rate specially designed to accommodate low income earners Deposit in tranches of two categories:
    Gold
    • Deposit of ₦50,000

    Silver

    • Deposit of ₦25,000

    Features and Benefits

    • Attractive interest rate
    • Use of certificate as a collateral for facility
    • Free naira Credit Card
  • Salary Plus
  • This is a product that streamlines salary payments and the provision of banking facilities that enable employees to bank at their own convenience. It is designed for businesses that want to enhance employee payroll benefits.

    Features and Benefits

    • Access to EBL Consumer Loan Products – Personal Loan, Jumbo Loan, Auto Loan and Salary Advance (conditions apply)
    • Convenient monthly repayment; 12 months – 36 months for individuals
    • Flexible repayment system (periodic bulk repayment structure) is available
    • Quick processing – takes just three working days from submitting complete documents
    • Credit life Insurance available
    • Personalized service delivery – banking at your fingertip
    • Negotiable interest rate(s)

    Loans and Advances

    • Personal Loan

      This enables customers access short and medium term loans to meet urgent personal needs.

      Features and Benefits

      • Tenor between 12-36 months
      • Competitive pricing
      • No hidden charges
      • No collateral required
      • Convenient repayment installments
      • Credit Life Insurance
    • Jumbo Loan
      This Loan offers the convenience of acquiring household items such as Fridge, Freezers, Television, Home Theater, Generator etc. while payment is spread over a period of time.

      Features and Benefits
      • Tenor between 6-18 months
      • Competitive pricing
      • No hidden charges
      • Convenient repayment installments
      • Asset insurance
    • Auto Loan

      EBL Auto Loan offers credit facilities to part finance the purchase of brand new vehicles for personal use.

      Features and Benefits

      • Maximum tenor dependent on brand of car
      • Competitive lending rate
      • Comprehensive insurance cover and auto tracker
      • Credit Life insurance cover
      • Flexible repayment
    • Salary Advance (SALAD)

      This enables customers easy access to 50% of their net monthly salary before pay day.

      Features and Benefits

      • Domiciliation of salary with Enterprise Bank
      • Competitive lending rate
      • It is a one-off overdraft facility against salary pay day


 

 

 

 

 

 

 

Phone 0700 368 2265
Email enquiries@entbankng.com
Website http://web.entbankng.com
Address Plot 143, Ahmadu Bello Way, Victoria Island, Lagos

 

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Tags:     Enterprise     Bank     Victoria Island     Lagos     In     Nigeria

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